The Case for Putting 20% Down on Your Next Home
If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.The truth is, you usually don’t have to. Plenty of loan options let qualified buyers put down much less. But a lot of repeat buyers are choosing to put down 20% anyway.So, why are
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Pre-Approval: First Step in North Quabbin Homebuying
Why is mortgage pre-approval the first step for North Quabbin homebuyers? Mortgage pre-approval is a lender's written estimate that you meet their credit, income, asset, and debt standards for a specific loan amount. According to the Consumer Financial Protection Bureau, getting pre-approved before
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Veterans' Homebuying in Southern New Hampshire
What do veterans need to know about buying a home in Southern New Hampshire? Veterans buying in Southern New Hampshire have a powerful tool in the VA home loan, which allows eligible borrowers to purchase with no down payment, no private mortgage insurance, and competitive interest rates. But Southe
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Thinking About Waiting for Lower Mortgage Rates? Read This First.
Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating.But it's a real possibility.A lot of people are putting their plans on hold because they believe much lower mortgage rates are right around the corner. But, based on today's forecasts,
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