Here’s Why Mortgage Rates Are What They Are Right Now

If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once you understand it, you may see today’s rates in a whole n

Pricing Your Home Right in North Quabbin: Week One Strategy

  Why does pricing your home correctly in the first week matter so much in North Quabbin? In the North Quabbin region, the first week your home is listed is the most powerful marketing moment you'll ever get. Buyers who've been watching the market will see your home the moment it goes live. If the p

The Case for Putting 20% Down on Your Next Home

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.The truth is, you usually don’t have to. Plenty of loan options let qualified buyers put down much less. But a lot of repeat buyers are choosing to put down 20% anyway.So, why are

Pre-Approval: First Step in North Quabbin Homebuying

Why is mortgage pre-approval the first step for North Quabbin homebuyers? Mortgage pre-approval is a lender's written estimate that you meet their credit, income, asset, and debt standards for a specific loan amount. According to the Consumer Financial Protection Bureau, getting pre-approved before